This is more than a customer testimonial; it’s an injury story from a snowboarder who blogs under the name, “The Angry Snowboarder.” (Too bad the photo he posts doesn’t show his hand while it was all banged up! Ugh).

“The Angry Snowboarder” was anything but ‘angry’ with his affordable insurance from XSI.  In fact, this snowboarder’s story about his injury is worth reading because it reminds all of us how easy it is to get hurt. We at XSI are glad that his injury is healed up and even more glad that he had the insurance coverage to pay for it.  For $29 and change per month, this is money well spent.

“A while back I wrote a post about Accident Insurance featuring the XSI brand. For those that don’t know what XSI is, it’s a supplemental insurance to cover you in case an accident occurs. They offer a variety of packages to pick and choose from so all your needs are met. If anything having this gives you peace of mind while out on the slopes as you’re not going to have to worry so much if you decide to get a little too gnarly for your own good. It’s also a solid option for the snowboard bum types who are prone to having low income but need coverage. But like anything that sounds too good to be true there’s skeptics that consistently question how good it actually is and if they’ll process your claim in the event of an accident. Well unfortunately for me my peace of mind was shattered and I had to file one of these claims.”

“Instantly my hand was greeted with immense pain as I basically performed a hand spring and found myself sitting in enough powder to cover my body up to my neck. As I sat there with this now shooting pain in my hand Kevin was able to burrow his way up out of the snow and look at me. I looked at him he looked at me and we laughed then I said, “You know every time I follow you shit like this happens.” To which he responded, “Then don’t follow me!” So while we both pondered why we ride together and are friends I pulled the glove off my right hand to see that it no longer resembled a hand but more like a engorged meat block pulsating in pain. I looked at Kevin then back up to Jordan and said, “Well I’m pretty sure I just broke my hand I’m going home.”

“After you fill out those forms and mail it off there’s a bit of a wait for it to process. I think it was about 4 weeks before my claim processed but once again since the lady at the hospital kind of screwed things up mine is a bit off from a standard claim from what I gathered. They cut a check to the hospital for $1,200 out of my $3,200 bill. Then sent me a check for another $550 to cover expenses and pay it how I saw fit. $1,700 bucks out of $3,200 is pretty damn good compared to paying it out of pocket. Plus with the money being allocated to you directly you can pay things how you want.”

“I have the Signature Gold package from them and since my accident claim I haven’t had my rates go up or my coverage dropped. I still pay $29.50 a month and know that these guys will take care of me if I decide to continue to get too gnarly for my own good. Have my thoughts changed since this about the company? Not a chance they’ve done their job 100% to what they promised me and I’m content knowing that this is truly the most affordable option I could have covering me”

Click here to read his full review- “How good is XSI Insurance?”

My name is Jesse Delgado, I am a sponsored snowboarder and avid surfer. My sponsors are: Gramicci, Vans, and The North Face.

I spend my summers in San Diego surfing and skateboarding, and my winters in Salt Lake City Utah snowboarding. I heard about XSI last summer at the ASR trade show in San Diego, CA. I was hyped to find a company that insured athletes and the prices were super cheap. That following winter I packed up all my gear, bought a $90.00 dollar one-way ticket to Salt Lake City, and caught a taxi cab to the Alta Peruvian Lodge, located just up the street from Snowbird Ski Resort. I had planned to stay and work for the winter and compete in “The North Face Masters” a three stop tour for big mountain snowboarders, that kicks off at Snowbird Ski Resort in Alta, UT. Two days before the competition I hit up XSI and signed up for there “Signature” insurance policy.

The stage was set for what is to be another epic “TNFM” at Snowbird Ski Resort, the comp had been postponed two days due to huge storms, low visibility, deep snow, and avalanche danger.  I was the 9th rider out of the gate that day, I made a few turns and straight lined into my first huck, about 30 feet out I clipped rock and fell another 20 feet to the ground. Everything went black for a few seconds and I knew I was seriously hurt. I flagged down Ski Patrol and was rushed to The Mountain Medical Center. In the end I tore up my hands, suffered from severe hematoma, fractured 4 vertebrae, and had a hairline fracture on my hip! I spent two days at the hospital before I was released. Right away I hit up XSI and filed a claim, a month later I opened my mail box and I found a check for $5,500 dollars. Needless to say I was extremely relieved and happy to see how much I had received. If you are a athlete, who plans on pushing his/her own ability’s in any sport I would definitely recommend you check out XSI!