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Archive for Blog Posts – Page 2

XSI Customer Testimonial With Snowboarder Jesse Delgado

Posted on September 29, 2010 by Jay

My name is Jesse Delgado, I am a sponsored snowboarder and avid surfer. My sponsors are: Gramicci, Vans, and The North Face.

I spend my summers in San Diego surfing and skateboarding, and my winters in Salt Lake City Utah snowboarding. I heard about XSI last summer at the ASR trade show in San Diego, CA. I was hyped to find a company that insured athletes and the prices were super cheap. That following winter I packed up all my gear, bought a $90.00 dollar one-way ticket to Salt Lake City, and caught a taxi cab to the Alta Peruvian Lodge, located just up the street from Snowbird Ski Resort. I had planned to stay and work for the winter and compete in “The North Face Masters” a three stop tour for big mountain snowboarders, that kicks off at Snowbird Ski Resort in Alta, UT. Two days before the competition I hit up XSI and signed up for there “Signature” insurance policy.


The stage was set for what is to be another epic “TNFM” at Snowbird Ski Resort, the comp had been postponed two days due to huge storms, low visibility, deep snow, and avalanche danger.  I was the 9th rider out of the gate that day, I made a few turns and straight lined into my first huck, about 30 feet out I clipped rock and fell another 20 feet to the ground. Everything went black for a few seconds and I knew I was seriously hurt. I flagged down Ski Patrol and was rushed to The Mountain Medical Center. In the end I tore up my hands, suffered from severe hematoma, fractured 4 vertebrae, and had a hairline fracture on my hip! I spent two days at the hospital before I was released. Right away I hit up XSI and filed a claim, a month later I opened my mail box and I found a check for $5,500 dollars. Needless to say I was extremely relieved and happy to see how much I had received. If you are a athlete, who plans on pushing his/her own ability’s in any sport I would definitely recommend you check out XSI!



Categories : Action Sports, News
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Summer Update with Mtn Biker Eric Porter

Posted on September 17, 2010 by Jay

Well I’m home again from another amazing 2 wheeled adventure, this time to Alaska!  I (Eric Porter) went there with Kelly McGarry and Chris Van Dine, and we spent 2 weeks camping and riding.  We also had Harookz shooting stills, Don Hampton on video, Alec Cattarin on POV, and Carlos Crowl (DHA) as our amazing guide.  It was an amazing experience to say the least, we had a blast!  The trip started out strong, as soon as we left the airport, we looked out the window of the truck to see the northern lights (aurora borealis) dancing around in the sky, it was pretty unbelievable, just this quickly moving and changing mass of green light all the way across the sky.

The second night was quite the opposite, we returned from a late dinner at the Salmon Bake restaurant and during dinner the coulds had opened up into a torrential downpour.  The original plan was that we were all camping in a 1950s army wall tent.  However when we got back from dinner we all found our sleeping bags pads and pillows sitting in a small lake which used to be known as the bottom of the tent.  That was a miserable night, we all split up between sleeping in the rental van, the guide’s pickup truck backseat, and his toy hauler trailer where all the bikes were.  Looking back it was a good way to toughen us up for the rest of our time in AK, dealing with pretty much all the seasons each day.

It was beautiful up there with amazing views all around, and we watched the fall colors coming out while we were there, it was full on fall by the time we left.  We also saw some great wildlife; bald eagles, moose, and fox just to name a few.  We didn’t see a bear the whole time, but they were around, we saw tracks everywhere, and didn’t go anywhere without our bear bell and bear spray.  You can see my backcountry toilet in one of the photos!!

Another unique experience was that Jason, the owner of the Salmon Bake bar and restaurant invited us to ride across the bar one night to put on a show for his customers, I thought this was a pretty fitting thing to do with my bike considering my homebrew beer graphics!  So we all took turns riding around up there and threw some tricks off the end, pretty sweet!  It was an extremely tiring trip with all of the time we spent hiking ridgelines with our bikes, working on trails, and of course riding every day.  We ended up eating a ton of Clif Bar products throughout the day to keep us going, since we usually missed lunch because we were out on the hill.

On the last day we ended up lucking out with the weather and getting an amazing sunset, which enabled us to finish shooting at this really cool zone with some awesome berms and a couple big jumps.  As the light was almost gone I finally stomped my big trick for the trip that I had been saving till the end because of the danger factor, and it couldn’t have been more golden light when I did it!  As soon as it was done I sprinted down the hill to the car, immediately took apart and packed my bike, and drove to the airport arriving 1 hour before my flight, just in time!  All in all it was one of my favorite trips I’ve ever been on, and I’m sure I’ll be back next year!  Big thanks to Clif Bar, Gravity, Haro Bikes, Cannondale, and Contour HD for making this happen!  Also thanks to Jason (www.denaliparksalmonbake.com <http://www.denaliparksalmonbake.com/> ) for all his help, and my wife Megan for all of her local AK knowledge.  I apologize for the photo quality on some of these as they are all iphone photos, you’ll have to wait for the article and videos to see the real thing, this is just a teaser!

Eric Porter

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Categories : Action Sports, News, Uncategorized
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Meet XSI Insurance’s newest mtn bike athlete

Posted on August 11, 2010 by Jay

Nathan Miller  lives in Park City, Utah and is an avid cyclist. His sponsors include Cole Sport and Endurance Cycle Service.  At 29 years old, he’s as active as he was when he was 19.  Unfortunately, like a lot of guys his age in Park City, Nate had no health insurance, until now.

After much contemplation on the accident risk associated with his daily activities, Nate finally decided he was too smart to trust fate any longer and got on one of XSI’s affordable insurance plans. XSI is not just mountain bike insurance, but insurance that covers Nate even if he trips while walking down the street.  The best part is that the Signature plans from XSI start at $15.40 per month. Not bad for a starving artist in a ski town.

Nate has been riding and racing bikes for a long time. With bumps and bruises along the way, he felt it was time to secure an affordable insurance plan. Good thing he did. With a series of top ten mtn bike race finishes from 2008 to present, on and off road, Nate should have some kind of coverage. Read More→

Categories : Action Sports, News
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So You Don’t Think You Need an Accident Plan? Think Again!

Posted on July 27, 2010 by XSI

Most Americans who have a major medical plan or don’t participate in extreme activities have never considered that having an accident plan may actual be the best way to protect against financial loss and spiraling medical costs. Have you considered how an accident plan can benefit you? If not read ahead. It may be the most important article you read today.

Accidents happen. That’s a fact, right? Everyone knows that. But people tend to think it won’t happen to them. Have you considered what you would do if you tripped on the front steps of your house, fell off a ladder, got poked in the eye, or stepped on a shard of glass? These things happen to the safest and most careful every single day. Household accidents are the third leading cause of death in the US according to a recent study.

Then why don’t we think we need an accident plan?

Read More→

Categories : Blog Posts, Insurance Tips
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What you need to know about health insurance

Posted on July 19, 2010 by XSI

Major Medical 101: What you NEED to know about health insurance but never thought to ask.

Major Medical Health Insurance is a HOT topic today. Everyone is thinking about it and talking about it. Maybe you are asking yourself questions like:

  • Do I have enough coverage?
  • Why are my premiums so high?
  • What does my deductible mean?
  • What are exclusions?
  • How can I be sure that I’m covered but save money on my premiums?

These are common questions. Below we will help answer these questions and help you understand what major medical is and how to get the coverage you and your family need.

Do I have enough coverage?

Knowing whether you have enough coverage can be a difficult thing to determine. Basically you need to ask yourself a few questions:

Do I have enough savings or financial resources to pay the entire cost of a major illness or accident? (Remember, these amounts could be in the millions of dollars on average.)

How much of my financial resources do I want to spend paying for medical needs?

Read More→

Categories : Blog Posts, Insurance Tips
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