Your Current Health Insurance Sucks!

By christyk · Comments (0)
Friday, July 30th, 2010

Yes, you heard right! National health insurance companies have traditionally had a corner on the market and have been able to determine premiums, benefits, exclusions and every other feature of individual health insurance policies. It appears that their dominance may be coming to an end. Consumers have a tool they may not have realized they had until now (and it is not the new health care reform act). In fact, it is not new, but it is being offered as never before. That tool is SUPPLEMENTAL HEALTH INSURANCE.

What is supplemental health insurance ?
Basically, supplemental health insurance is a policy which addresses specific health care concerns and covers them either in part or 100%. Some examples of available types of coverage are: Accident & Injury, Cancer, Critical Illness, Disability, Hospitalization, Long-term Care.

Why do you need a supplemental health plan?
 Read More→

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Categories : Insurance Tips

So You Don’t Think You Need an Accident Plan? Think Again!

By christyk · Comments (0)
Tuesday, July 27th, 2010

Most Americans who have a major medical plan or don’t participate in extreme activities have never considered that having an accident plan may actual be the best way to protect against financial loss and spiraling medical costs. Have you considered how an accident plan can benefit you? If not read ahead. It may be the most important article you read today.

Accidents happen. That’s a fact, right? Everyone knows that. But people tend to think it won’t happen to them. Have you considered what you would do if you tripped on the front steps of your house, fell off a ladder, got poked in the eye, or stepped on a shard of glass? These things happen to the safest and most careful every single day. Household accidents are the third leading cause of death in the US according to a recent study.

Then why don’t we think we need an accident plan?

Read More→

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Categories : Blog Posts, Insurance Tips

What you need to know about health insurance

By christyk · Comments (0)
Monday, July 19th, 2010

Major Medical 101: What you NEED to know about health insurance but never thought to ask.

Major Medical Health Insurance is a HOT topic today. Everyone is thinking about it and talking about it. Maybe you are asking yourself questions like:

  • Do I have enough coverage?
  • Why are my premiums so high?
  • What does my deductible mean?
  • What are exclusions?
  • How can I be sure that I’m covered but save money on my premiums?

These are common questions. Below we will help answer these questions and help you understand what major medical is and how to get the coverage you and your family need.

Do I have enough coverage?

Knowing whether you have enough coverage can be a difficult thing to determine. Basically you need to ask yourself a few questions:

Do I have enough savings or financial resources to pay the entire cost of a major illness or accident? (Remember, these amounts could be in the millions of dollars on average.)

How much of my financial resources do I want to spend paying for medical needs?

Read More→

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Categories : Blog Posts, Insurance Tips

XSI Partners The Factory- Utah’s Premier Sports Facility

By Jay · Comments (0)
Tuesday, July 13th, 2010

EHI, Utah, Jul 13, 2010 (BUSINESS WIRE) — XSI Sports Insurance (www.xsinow.com) (XSI), a supplemental sports accident insurance provider, is now the title marketing partner for XSI Factory (www.xsifactory.com) (formerly, The Factory). Located just north of Thanksgiving Point in Lehi, XSI Factory is the only facility of its kind to package an extensive sports, training, and camps experience with sports-related accidental insurance for kids, adults and families.

“XSI Factory is a unique facility that gives sports enthusiasts a wide range of opportunities all under one roof,” said Robert Scott, CEO and founder of XSI Sports Insurance. “It allows active people to be as aggressive in their sports as they desire and confidently participate with less worry about costly injuries.” XSI Factory provides one-on-one sports training, sports camps (basketball, tumbling, martial arts, cheerleading, boxing, mixed martial arts (MMA)), and sports and fitness facilities. The 80,000 sq. ft. facility is a proponent of sports safety, but when the occasional sports-related accident occurs, XSI Sports Insurance supplements its members’ major-medical policies to help get them healthy and active as quickly as possible. XSI Factory is also home of Velocity Sports Performance (www.velocitysp.com).

XSI Sports Insurance provides supplemental accident and injury coverage designed for active people who love sports. It pays out directly to the individual based on the type of injury and covers the gap between insurance and the cost of care.

Plans are available for kids, adults, couples, domestic partners and families at rates starting at $12.40 per month.

All current and new members of XSI Factory will have the opportunity to obtain XSI Sports Insurance at a reduced rate. Additionally, renovations are currently underway to expand the facility’s ability to accommodate additional sporting activities, events and camps.

XSI Factory is currently offering memberships and open registration for summer and fall camps. For more information, visit: www.xsifactory.com.

About XSI Factory XSI Factory is the only facility of its kind to package an extensive sports, training, and camps experience with sports-related accidental insurance for kids, adults and families. With an emphasis on promoting and teaching sports safety, XSI Factory provides one-on-one sports training, sports camps (basketball, tumbling, martial arts, cheer leading, boxing, MMA), and sports and fitness facilities. For more information, visit: www.xsifactory.com.

About XSI Sports Insurance XSI Sports Insurance (XSI) is affordable, supplemental accident and injury coverage that covers the gap between insurance and cost of care. XSI encourages active people to be as aggressive in their sports and confidently participate with less worry about costly injuries.

Check out the XSI Factory Here

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Categories : News, Team Sports

XSI At The Extreme Motor Sports Expo in Cali

By Jay · Comments (0)
Tuesday, June 1st, 2010

Our Cali Reps, Craig Dawson and Brad Salute were at the Extreme Motorsports Expo last week.  They had some pretty sweet rides there!  Check out the pictures.

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Categories : Blog Posts, News, Sports News

Spring Update With XSI Pro Mtn Biker Eric Porter

By Jay · Comments (0)
Tuesday, May 25th, 2010

It’s been a super busy spring for me!  I finished up the snow season with some unreal powder days, got my last turns around the beginning of April.  Then it was on for bike season!  First out to California for a big event called Sea Otter, then to Colorado for a slopestyle, then up to Oregon for a dirt jump contest, then to Alaska for a family visit.  Now I’m home for 1 week before going back to Colorado for another slopestyle, and then over to europe I think, still trying to figure that trip out.  It’s been really fun, riding some amazing stuff and getting lots of good shots!  Here’s a couple snow shots and a couple dirt shots!

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Categories : News, Sports News, Uncategorized

XSI Welcomes Our Newest Colorado Agent

By Jay · Comments (0)
Monday, April 5th, 2010

We welcome our newest Agent In Colorado Nikki Sjoden. Here’s what she has to say.

Hey! my name is Nikki Sjoden AKA 2k’s. I grew up in Evergreen, Colorado in the same house that my dad did and feel very fortunate to have come from such an amazing place. I have the best family in the world and without their support I don’t know where I would be. Growing up I was a competitive gymnast for 12 years, competitive snowboarder and am now actively involved with motocross all of which I love very much but as you can guess I’ve had every injury in the book. Being outdoors is my passion and I can’t seem to get enough of it. I absolutely love action sports and definitely have a need for speed which really helps me relate to my XSI clients. I started in the insurance business 5 years ago and was focused on selling life insurance which as a young female was one of the toughest ventures I’ve had. I have had an independent agency in Denver for over 2 years now and feel really great about the direction I’m headed. I believe XSI is a really important product for any active person and is going to be a perfect fit for people with or without major medical insurance. I look forward to being a part of the XSI team and the future it holds!

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Categories : News
Tags : , ,

Campus Rail Jam Tour- Salt Lake City

By Jay · Comments (0)
Friday, February 26th, 2010

The Campus Rail Jam tour made it’s fourth stop in Salt Lake City at the University Of Utah.  The set up was great and the fan turnout was even better.  Skiers and snowboarders were throwing down some heavy moves despite the snowfall.  XSI Insurance is an official sponsor of the The Campus Rail Jam Tour, look for us there for any questions you might have.

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Categories : News, Sports News

XSI Insurance forms Alliance With Velocity Sports Performance

By Jay · Comments (0)
Tuesday, February 2nd, 2010

XSI has partnered with Velocity Sports Performance!  Velocity is one of the premier sports training centers in the country.  Velocity realizes the risk that their athletes endure while training or participating in one of the many sports they provide training for. Read More→

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Categories : News, Sports News

XSI Insurance Partners With The Campus Rail Jam

By Jay · Comments (0)
Monday, January 25th, 2010

XSI has partnered with the Campus Rail  Jam Tour!  The Campus Rail Jam Tour is a  competitive ski and snowboard rail jam that has a dozen stops across the country.   Participants are amateurs who  are up and coming athletes, many   become sponsored after getting exposure in this event. Read More→

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Categories : Action Sports, News
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